Are You still on holiday?

I have been back flying a desk since Monday but I know a lot of you have another week or more left before you return to the daily routine we all love so much.

I wonder how many of you arrived home from you trips away to find your house had been burgled, vandalised or property had been stolen from the yard. I would wager a fair few of you.

Did you take any precautions in alerting your neighbour to your intended plans? Did you leave them an iteinerary to ease locating you in an emergency? Did you give nayone your alarm codes to attend to emergencies at your business or house?

These little things tend to get overlooked amongst the clutter of the holiday planning and packing.

If you know you are going away then draw up a plan well in advance and include everything you can think of, no matter how insignificant it might seem, you can always disregard it.

Give your alarm codes and travel details only to your most trusted friends or family members and be prepared to change alarm codes on your return home.

Do you know what your Insurance covers in the event of Burglary, arson or the like. Are you aware of what they refuse to cover and why, and their reasons they can decline your claim? As a PI I know that the Insurance pays strict attention to detail as it relates to your obligations and requirements. Close enough is not good enough in this industry I am afraid.

That said, less than 20% of claims are rejected for any reason, that means the Insurance companies in fact pay out over 80% of the time, contrary to the common misconception - widely held in my experience.

As I sit here at my desk the rain is thundering down outside, a welcome sound and feature of this time of year although for those of you unfortunate enough to have chosen a camping holiday it makes life a little less enjoyable. I noticed the grass is intensely green at the moment which is a sight I always enjoy however.

Take care if you have to drive home through any of the rain, enjoy the rest of your holiday or the slow entry to the work year and expect nothing but the best for the year ahead, I know I am and I look forward to the challenges and the triumphs to come.

Stay Safe
Biggles.